Let’s face it, times are tough these days. It’s getting harder to find stable work, and many people are struggling to make ends meet. On top of that, we are bombarded with constant marketing messages to buy this and try that… it never ends!
March 13th, 2017 was my 21st birthday, and it was also the first time I had an alcoholic drink. Yep, you read that right. Didn’t have a sip through high-school, and even living in a dorm in college for two years (I commute now, I didn’t drop out), I still didn’t have a sip. I truly am in the minority in this regard, so you may be wondering… why? Is it because I’m a loser? No (and if you thought that, you might not be mature enough to read this). So, what’s the real reason? It may surprise you.
As much as I hate war, I will admit one thing: the weapons that have been developed are pretty bad ass. Drones that can blow something up via a remote control, bullets that can penetrate six hundred brick walls, planes that can break the sound barrier… the list goes on and on! But of all the crazy modern weaponry, one stands out to me the most: heat-seeking missiles.
(And if by now you’re reading the title again thinking “what the hell is this guy on about?”, bare with me.)
Debit cards are such a great means of payment. They free up space in your wallet because you no longer need to carry cash, you can use them virtually everywhere, and they are much faster and more efficient than paying with cash. However, so many people fall short in fully understanding the ins and outs of debit cards. Here’s my take:
I never thought I would see the day. But, recently, I was informed by my employer that I would no longer be working for them. I was devastated. I felt betrayed. I felt confused and lost. I have car payments. As a twenty-year-old, I have plans for my future: investing, saving, paying off my debt. I didn’t know what to do. So, did I take to social media to let everyone know how horrible the company I worked for is? Nope. Did I send a novel of an email to my former employer explaining how much of an idiot they are for letting me go? No. However, if you want to make a fool of yourself and lose all respect, then I recommend you do those two things and stop reading this.
Everyone seems to want to get a credit card as soon as they are able… they think it’s one step closer to being an “adult”, and there are so many misconceptions that people don’t understand until they are slapped with their first bill.
Teens have so many misconceptions about credit cards: it’s free money, you can spend as much as you want, etc. They are all lies. So should teens get credit cards as soon as possible? The answer depends on one crucial element.
As you become more involved in the “real world” (job interviews, emailing professors, emailing new connections, etc.), it is of TREMENDOUS importance to ensure that your emails are written professionally, formally, and with flawless grammar. To help teach you how to do this, I will write out a good example of a professional email, and then explain the various elements of it: